Assessing your options

Assessing your options

Over the past 3 months the rand has weakened against the dollar by almost 10%, and around 6% over the last month alone. There are many importers who are crying and exporters who are smiling. But what if for example you are an exporter with orders or work-in-progress...
Credit Risk for Business

Credit Risk for Business

There’s an old accounting adage “Turnover is vanity, profit is sanity and cashflow is king.” What does it really mean? And how does it affect the banks appetite to lend? Let’s start by understanding what each of the following means: Turnover: this is the total amount...
Is A Logbook Really Necessary?

Is A Logbook Really Necessary?

With the SARS annual personal income tax filing period just around the corner, I thought it would be the perfect time to share one of my personal efficiencies that helped me through this year. Normally I personally hated the process of filing my own submission, but...